{"id":82,"date":"2021-07-06T13:21:13","date_gmt":"2021-07-06T11:21:13","guid":{"rendered":"https:\/\/sprawyfrankowe.kolegial.pl\/?page_id=82"},"modified":"2021-09-08T16:14:45","modified_gmt":"2021-09-08T14:14:45","slug":"nasze-know-how","status":"publish","type":"page","link":"https:\/\/sprawyfrankowe.kolegial.pl\/nasze-know-how\/","title":{"rendered":"Nasze Know-How"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"82\" class=\"elementor elementor-82\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-05f7f8e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"05f7f8e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f82f443\" data-id=\"f82f443\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e8665c elementor-widget elementor-widget-spacer\" data-id=\"5e8665c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fcb690 elementor-widget elementor-widget-heading\" data-id=\"7fcb690\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Nasze Know-How<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-098ffb1 elementor-widget elementor-widget-text-editor\" data-id=\"098ffb1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><em>od 2001<\/em><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6420083 elementor-widget elementor-widget-text-editor\" data-id=\"6420083\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"font_8\"><span class=\"color_11\">Nasza kancelaria powsta\u0142a z my\u015bl\u0105 o \u015bwiadczeniu klientom <span style=\"font-weight: 400;\">profesjonalnej pomocy prawnej.<\/span> <span style=\"font-weight: 400;\">Z problemem kredyt\u00f3w frankowych zmaga si\u0119 bardzo wielu kredytobiorc\u00f3w. Obecnie dost\u0119pne jest rozwi\u0105zanie. <\/span><\/span><\/p><p class=\"font_8\"><span style=\"font-weight: 400;\">Zdobyli\u015bmy unikatowe know-how, dzi\u0119ki kt\u00f3remu wiemy, jak skutecznie i niezawodnie pomaga\u0107 naszym klientom.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-febd5d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"febd5d6\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-e-bg-lazyload=\"\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e984789\" data-id=\"e984789\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b927c7f animated-slow elementor-invisible\" data-id=\"b927c7f\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:800}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1268f18 elementor-widget elementor-widget-heading\" data-id=\"1268f18\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">O Kancelarii KOLEGIAL<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc2c334 elementor-widget elementor-widget-text-editor\" data-id=\"dc2c334\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"font_8\"><span style=\"font-weight: 400;\">\u0141\u0105czy nas do\u015bwiadczenie zawodowe zdobyte w du\u017cych kancelariach oraz dzia\u0142ach prawnych instytucji finansowych, pracowali\u015bmy przy wielu trudnych i odpowiedzialnych projektach z wymagaj\u0105cymi Klientami.<\/span><\/p><p><span style=\"font-weight: 400;\">Pasjonujemy si\u0119 poszczeg\u00f3lnymi dziedzinami prawa oraz jeste\u015bmy nastawieni na ci\u0105g\u0142y rozw\u00f3j naszych kompetencji.<\/span><\/p><p><span style=\"font-weight: 400;\">Dzia\u0142amy razem &#8211; kolegialnie &#8211; dzi\u0119ki temu nasz wsp\u00f3lny zapa\u0142, wiedza i do\u015bwiadczenia \u0142\u0105cz\u0105 profesjonalizm wynikaj\u0105cy z w\u0105skiej specjalizacji z atutami du\u017cej kancelarii.<\/span><\/p><p><span style=\"font-weight: 400;\">Dzi\u0119ki biurom w Poznaniu,\u00a0 Warszawie i Bydgoszczy oraz sprawdzonym systemom dzia\u0142ania zdalnego jeste\u015bmy w stanie zapewni\u0107 obs\u0142ug\u0119 prawn\u0105 na terenie ca\u0142ego kraju.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d3ef56 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7d3ef56\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/sprawyfrankowe.kolegial.pl\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Skontaktuj si\u0119 z nami<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3a172ab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3a172ab\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e0f8382\" data-id=\"e0f8382\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c0eb8b elementor-widget elementor-widget-menu-anchor\" data-id=\"3c0eb8b\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\nbody.elementor-page .elementor-widget-menu-anchor{margin-bottom:0}<\/style>\t\t<div id=\"team\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35e0ebd elementor-widget elementor-widget-sina_content_slider\" data-id=\"35e0ebd\" data-element_type=\"widget\" data-widget_type=\"sina_content_slider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-content-slider owl-carousel\"\r\n\t\tdata-item-lg=\"1\"\r\n\t\tdata-item-md=\"1\"\r\n\t\tdata-item-sm=\"1\"\r\n\t\tdata-autoplay=\"yes\"\r\n\t\tdata-pause=\"yes\"\r\n\t\tdata-center=\"\"\r\n\t\tdata-slide-anim=\"none\"\r\n\t\tdata-slide-anim-out=\"none\"\r\n\t\tdata-nav=\"yes\"\r\n\t\tdata-dots=\"\"\r\n\t\tdata-mouse-drag=\"yes\"\r\n\t\tdata-touch-drag=\"yes\"\r\n\t\tdata-loop=\"yes\"\r\n\t\tdata-speed=\"500\"\r\n\t\tdata-delay=\"5000\">\r\n\r\n\t\t\t\t\t\t\t<div class=\"sina-cs-item elementor-repeater-item-282de58\">\r\n\t\t\t\t\t<style>.elementor-116 .elementor-element.elementor-element-81f4762 > .elementor-container > .elementor-column > .elementor-widget-wrap{align-content:center;align-items:center;}.elementor-116 .elementor-element.elementor-element-81f4762{padding:100px 0px 100px 0px;}.elementor-116 .elementor-element.elementor-element-53efab3{width:32.24%;}.elementor-116 .elementor-element.elementor-element-2add318{--spacer-size:77px;}.elementor-116 .elementor-element.elementor-element-830b014{width:61.572%;}.elementor-116 .elementor-element.elementor-element-830b014 > .elementor-element-populated{padding:0px 0px 0px 50px;}.elementor-116 .elementor-element.elementor-element-20f949a .elementor-heading-title{color:#000000;font-size:30px;font-weight:900;}.elementor-116 .elementor-element.elementor-element-3fcc7f3 .elementor-heading-title{color:#bfbfbf;font-size:15px;font-weight:300;text-transform:uppercase;letter-spacing:2px;}.elementor-116 .elementor-element.elementor-element-3fcc7f3 > .elementor-widget-container{margin:-10px 0px 0px 0px;}.elementor-116 .elementor-element.elementor-element-232ca87{column-gap:0px;color:#000000;font-size:12px;font-weight:300;line-height:2em;}.elementor-116 .elementor-element.elementor-element-232ca87 > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-116 .elementor-element.elementor-element-b123b55{width:5.456%;}.elementor-116 .elementor-element.elementor-element-b123b55 > .elementor-element-populated{padding:0px 0px 0px 50px;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"116\" class=\"elementor elementor-116\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-81f4762 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"81f4762\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-53efab3\" data-id=\"53efab3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2add318 elementor-widget elementor-widget-spacer\" data-id=\"2add318\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75eccb4 elementor-widget elementor-widget-image\" data-id=\"75eccb4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"440\" height=\"440\" src=\"https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/07\/przemyslaw-rybka.6c7ffb98f7b006b38715faaaba70a8a4.jpg\" class=\"attachment-full size-full wp-image-51\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/07\/przemyslaw-rybka.6c7ffb98f7b006b38715faaaba70a8a4.jpg 440w, https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/07\/przemyslaw-rybka.6c7ffb98f7b006b38715faaaba70a8a4-300x300.jpg 300w, https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/07\/przemyslaw-rybka.6c7ffb98f7b006b38715faaaba70a8a4-150x150.jpg 150w\" sizes=\"(max-width: 440px) 100vw, 440px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-830b014\" data-id=\"830b014\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-20f949a elementor-widget elementor-widget-heading\" data-id=\"20f949a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Przemys\u0142aw Rybka<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3fcc7f3 elementor-widget elementor-widget-heading\" data-id=\"3fcc7f3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Radca Prawny, partner kancelarii KOLEGIAL. \n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-232ca87 elementor-widget elementor-widget-text-editor\" data-id=\"232ca87\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"_1QWmP\" data-testid=\"slidesWrapper\" aria-live=\"polite\"><div id=\"comp-j9rcq1ji\" class=\"_2cqXp\"><div class=\"\" data-mesh-id=\"comp-j9rcq1jiinlineContent\" data-testid=\"inline-content\"><div data-mesh-id=\"comp-j9rcq1jiinlineContent-gridContainer\" data-testid=\"mesh-container-content\"><div id=\"comp-j9rcq1k8\" class=\"_2bafp\" data-testid=\"richTextElement\"><div class=\"_1QWmP\" data-testid=\"slidesWrapper\" aria-live=\"polite\"><div id=\"comp-j9rcc1si\" class=\"_2cqXp\"><div class=\"\" data-mesh-id=\"comp-j9rcc1siinlineContent\" data-testid=\"inline-content\"><div data-mesh-id=\"comp-j9rcc1siinlineContent-gridContainer\" data-testid=\"mesh-container-content\"><div id=\"comp-j9rcc1ss\" class=\"_2bafp\" data-testid=\"richTextElement\"><p class=\"font_8\">Posiada kilkunastoletnie do\u015bwiadczenie w kierowaniu zespo\u0142ami obs\u0142ugi prawnej i compliance w wiod\u0105cych instytucjach finansowych w Polsce: zak\u0142adach ubezpiecze\u0144 dzia\u0142aj\u0105cych na rynku bancassurance, domu maklerskim i towarzystwie funduszy inwestycyjnych \u2013 nale\u017c\u0105cych do grup kapita\u0142owych jednego z najwi\u0119kszych bank\u00f3w w Polsce. Odpowiada\u0142 tam za zapewnienie kompleksowej obs\u0142ugi prawnej, w tym w obszarze spraw s\u0105dowych i um\u00f3w z konsumentami.\u00a0<\/p><p class=\"font_8\">Do\u015bwiadczenie w pracy jako in-house \u0142\u0105czy z wieloletni\u0105 praktyk\u0105 prowadzon\u0105 w ramach w\u0142asnej kancelarii prawnej. Do jego specjalizacji nale\u017cy prawo rynku finansowego. Posiada szerokie kompetencje w obs\u0142udze zar\u00f3wno klient\u00f3w korporacyjnych, jak i os\u00f3b fizycznych. \u00a0<\/p><p class=\"font_8\">Absolwent Wydzia\u0142u Prawa i Administracji Uniwersytetu im. Adama Mickiewicza w Poznaniu. Odby\u0142 aplikacj\u0119 s\u0105dow\u0105 przy S\u0105dzie Apelacyjnym w Poznaniu. Uczestnik wielu konferencji, w tym z zakresu prawa bankowego i konsumenckiego. P\u0142ynnie porozumiewa si\u0119 i pracuje w j\u0119zyku angielskim.\u00a0<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-b123b55\" data-id=\"b123b55\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<div class=\"sina-cs-item elementor-repeater-item-ddc36a1\">\r\n\t\t\t\t\t<style>.elementor-110 .elementor-element.elementor-element-2c306092 > .elementor-container > .elementor-column > .elementor-widget-wrap{align-content:center;align-items:center;}.elementor-110 .elementor-element.elementor-element-2c306092{padding:100px 0px 100px 0px;}.elementor-110 .elementor-element.elementor-element-7ea0b79a{width:32.24%;}.elementor-110 .elementor-element.elementor-element-4848c9c0{width:61.572%;}.elementor-110 .elementor-element.elementor-element-4848c9c0 > .elementor-element-populated{padding:0px 0px 0px 50px;}.elementor-110 .elementor-element.elementor-element-440579ff .elementor-heading-title{color:#000000;font-size:30px;font-weight:900;}.elementor-110 .elementor-element.elementor-element-699f3ca8 .elementor-heading-title{color:#bfbfbf;font-size:15px;font-weight:300;text-transform:uppercase;letter-spacing:2px;}.elementor-110 .elementor-element.elementor-element-699f3ca8 > .elementor-widget-container{margin:-10px 0px 0px 0px;}.elementor-110 .elementor-element.elementor-element-189095cd{column-gap:0px;color:#000000;font-size:12px;font-weight:300;line-height:2em;}.elementor-110 .elementor-element.elementor-element-189095cd > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-110 .elementor-element.elementor-element-e37bbfb{width:5.456%;}.elementor-110 .elementor-element.elementor-element-e37bbfb > .elementor-element-populated{padding:0px 0px 0px 50px;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"110\" class=\"elementor elementor-110\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2c306092 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2c306092\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7ea0b79a\" data-id=\"7ea0b79a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7848287b elementor-widget elementor-widget-image\" data-id=\"7848287b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"440\" height=\"440\" src=\"https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/07\/aleksander-raczynski.6c7ffb98f7b006b38715faaaba70a8a4.jpg\" class=\"attachment-full size-full wp-image-50\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/07\/aleksander-raczynski.6c7ffb98f7b006b38715faaaba70a8a4.jpg 440w, https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/07\/aleksander-raczynski.6c7ffb98f7b006b38715faaaba70a8a4-300x300.jpg 300w, https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/07\/aleksander-raczynski.6c7ffb98f7b006b38715faaaba70a8a4-150x150.jpg 150w\" sizes=\"(max-width: 440px) 100vw, 440px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-4848c9c0\" data-id=\"4848c9c0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-440579ff elementor-widget elementor-widget-heading\" data-id=\"440579ff\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">dr Aleksander Raczy\u0144ski\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-699f3ca8 elementor-widget elementor-widget-heading\" data-id=\"699f3ca8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Radca prawny, partner i wsp\u00f3\u0142za\u0142o\u017cyciel kancelarii KOLEGIAL.\n\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-189095cd elementor-widget elementor-widget-text-editor\" data-id=\"189095cd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"_1QWmP\" data-testid=\"slidesWrapper\" aria-live=\"polite\"><div id=\"comp-j9rcq1ji\" class=\"_2cqXp\"><div class=\"\" data-mesh-id=\"comp-j9rcq1jiinlineContent\" data-testid=\"inline-content\"><div data-mesh-id=\"comp-j9rcq1jiinlineContent-gridContainer\" data-testid=\"mesh-container-content\"><div id=\"comp-j9rcq1k8\" class=\"_2bafp\" data-testid=\"richTextElement\"><p class=\"font_8\">Adiunkt w Katedrze Prawa Cywilnego, Handlowego i Ubezpieczeniowego na Wydziale Prawa i Administracji U.A.M. w Poznaniu. Stypendysta na Universit\u00e9 Paris I Panth\u00e9on-Sorbonne (Stypendium Rz\u0105du Francuskiego) oraz na Universit\u00e9 de Rennes 1. Laureat IX edycji Konkursu Rzecznika Ubezpieczonych na najlepsze prace doktorskie, magisterskie, licencjackie i podyplomowe z dziedziny ubezpiecze\u0144 gospodarczych i spo\u0142ecznych \u2013 I nagroda w kategorii: prace doktorskie. Uhonorowany nagrod\u0105 im. Profesora Tadeusza Sangowskiego \u201eDebiut ubezpieczeniowy\u201d przyznan\u0105 przez Izb\u0119 Gospodarcz\u0105 Ubezpiecze\u0144 i Obs\u0142ugi Ryzyka w 2010 r.. Autor ponad czterdziestu publikacji naukowych, w tym m. in. monografii \u201eSytuacja prawna poszkodowanego w ubezpieczeniu odpowiedzialno\u015bci cywilnej.\u201d, Warszawa 2010 oraz wsp\u00f3\u0142autor Komentarza do Kodeksu cywilnego pod red. M. Gutowskiego, Warszawa 2016.\u00a0<\/p><p class=\"font_8\">W dzia\u0142alno\u015bci naukowej oraz zawodowej koncentruje si\u0119 na zagadnieniach zwi\u0105zanych z prawem um\u00f3w, rynku finansowego oraz zabezpiecze\u0144 wierzytelno\u015bci. W swojej praktyce zawodowej \u00a0prowadzi\u0142 kilkaset proces\u00f3w s\u0105dowych, doradza\u0142 Klientom w zakresie spor\u00f3w z bankami, w tym dotycz\u0105cych opcji walutowych, reprezentowa\u0142 te\u017c wiod\u0105cego dystrybutora prasy w negocjacjach dotycz\u0105cych zmiany wiod\u0105cego banku.<\/p><p class=\"font_8\">\u0141\u0105czy wieloletnie do\u015bwiadczenia naukowe i dydaktyczne z praktyk\u0105 zdobyt\u0105 w czasie aplikacji s\u0119dziowskiej oraz pracy dla jednej z najwi\u0119kszych kancelarii prawnych w kraju.<\/p><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-e37bbfb\" data-id=\"e37bbfb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<div class=\"sina-cs-item elementor-repeater-item-0722d1e\">\r\n\t\t\t\t\t<style>.elementor-123 .elementor-element.elementor-element-7d8052c > .elementor-container > .elementor-column > .elementor-widget-wrap{align-content:center;align-items:center;}.elementor-123 .elementor-element.elementor-element-7d8052c{padding:100px 0px 100px 0px;}.elementor-123 .elementor-element.elementor-element-c9c9a18{width:32.24%;}.elementor-123 .elementor-element.elementor-element-85cf70d{width:61.572%;}.elementor-123 .elementor-element.elementor-element-85cf70d > .elementor-element-populated{padding:0px 0px 0px 50px;}.elementor-123 .elementor-element.elementor-element-d21e16e .elementor-heading-title{color:#000000;font-size:30px;font-weight:900;}.elementor-123 .elementor-element.elementor-element-1cf8a49 .elementor-heading-title{color:#bfbfbf;font-size:15px;font-weight:300;text-transform:uppercase;letter-spacing:2px;}.elementor-123 .elementor-element.elementor-element-1cf8a49 > .elementor-widget-container{margin:-10px 0px 0px 0px;}.elementor-123 .elementor-element.elementor-element-e7f2205{column-gap:0px;color:#000000;font-size:12px;font-weight:300;line-height:2em;}.elementor-123 .elementor-element.elementor-element-e7f2205 > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-123 .elementor-element.elementor-element-4f19ff6{width:5.456%;}.elementor-123 .elementor-element.elementor-element-4f19ff6 > .elementor-element-populated{padding:0px 0px 0px 50px;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"123\" class=\"elementor elementor-123\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7d8052c elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7d8052c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-c9c9a18\" data-id=\"c9c9a18\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2325bf2 elementor-widget elementor-widget-image\" data-id=\"2325bf2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"440\" height=\"440\" src=\"https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/07\/bartosz-jozwiak.6c7ffb98f7b006b38715faaaba70a8a4.jpg\" class=\"attachment-full size-full wp-image-52\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/07\/bartosz-jozwiak.6c7ffb98f7b006b38715faaaba70a8a4.jpg 440w, https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/07\/bartosz-jozwiak.6c7ffb98f7b006b38715faaaba70a8a4-300x300.jpg 300w, https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/07\/bartosz-jozwiak.6c7ffb98f7b006b38715faaaba70a8a4-150x150.jpg 150w\" sizes=\"(max-width: 440px) 100vw, 440px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-85cf70d\" data-id=\"85cf70d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d21e16e elementor-widget elementor-widget-heading\" data-id=\"d21e16e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bartosz J\u00f3\u017awiak<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cf8a49 elementor-widget elementor-widget-heading\" data-id=\"1cf8a49\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">radca prawny, partner i wsp\u00f3\u0142za\u0142o\u017cyciel kancelarii KOLEGIAL.\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7f2205 elementor-widget elementor-widget-text-editor\" data-id=\"e7f2205\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"_1QWmP\" data-testid=\"slidesWrapper\" aria-live=\"polite\"><div id=\"comp-j9rcq1ji\" class=\"_2cqXp\"><div class=\"\" data-mesh-id=\"comp-j9rcq1jiinlineContent\" data-testid=\"inline-content\"><div data-mesh-id=\"comp-j9rcq1jiinlineContent-gridContainer\" data-testid=\"mesh-container-content\"><div id=\"comp-j9rcq1k8\" class=\"_2bafp\" data-testid=\"richTextElement\"><div class=\"_1QWmP\" data-testid=\"slidesWrapper\" aria-live=\"polite\"><div id=\"comp-j9rcc1si\" class=\"_2cqXp\"><div class=\"\" data-mesh-id=\"comp-j9rcc1siinlineContent\" data-testid=\"inline-content\"><div data-mesh-id=\"comp-j9rcc1siinlineContent-gridContainer\" data-testid=\"mesh-container-content\"><div id=\"comp-j9rcc1ss\" class=\"_2bafp\" data-testid=\"richTextElement\"><p class=\"font_8\">Reprezentuje przedsi\u0119biorstwa oraz osoby fizyczne w post\u0119powaniach spornych przed s\u0105dami powszechnymi i administracyjnymi, a tak\u017ce w post\u0119powaniach przed S\u0105dem Unii Europejskiej w Luksemburgu. Reprezentuje klient\u00f3w w post\u0119powaniach obejmuj\u0105cych zagadnienia nieuczciwej konkurencji, naruszenia praw konsument\u00f3w, naruszenia praw w\u0142asno\u015bci intelektualnej.\u00a0<\/p><p class=\"font_8\">W swojej praktyce or\u0119downik stosowania najnowszych rozwi\u0105za\u0144 technologicznych pozwalaj\u0105cych na sprawniejsze zarz\u0105dzanie procesami i obiegiem dokument\u00f3w. Stworzy\u0142 i rozwija autorski system zarz\u0105dzania prowadzonymi w ramach kancelarii sprawami. Jest tak\u017ce wsp\u00f3\u0142za\u0142o\u017cycielem inicjatywy cyklicznych spotka\u0144 prawnik\u00f3w nakierowanej na pog\u0142\u0119bianie wiedzy i dzielenie si\u0119 do\u015bwiadczeniami zawodowymi w celu podnoszenia jako\u015bci pomocy prawnej.\u00a0<\/p><p class=\"font_8\">Absolwent Wydzia\u0142u Prawa i Administracji Uniwersytetu im. Adama Mickiewicza w Poznaniu. Studiowa\u0142 r\u00f3wnie\u017c na Uniwersytecie w Genui. Laureat Konkursu na najlepsz\u0105 prac\u0119 magistersk\u0105 na temat prawa w\u0142asno\u015bci przemys\u0142owej organizowanego przez Urz\u0105d Patentowy RP (nagroda Ministra Edukacji Narodowej). Przed stworzeniem kancelarii Kolegial pracowa\u0142 w kancelariach prawnych w Poznaniu i Warszawie, w tym w jednej z najwi\u0119kszych kancelarii w Polsce.\u00a0<\/p><p class=\"font_8\">Biegle w\u0142ada j\u0119zykiem angielskim i w\u0142oskim.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-4f19ff6\" data-id=\"4f19ff6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t<\/div><!-- .sina-content-slider -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d1e65e6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d1e65e6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b1692c5\" data-id=\"b1692c5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-97e7097 elementor-blockquote--skin-quotation elementor-blockquote--align-center elementor-blockquote--button-color-official elementor-widget elementor-widget-blockquote\" data-id=\"97e7097\" data-element_type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.14.0 - 26-06-2023 *\/\n@charset \"UTF-8\";.entry-content blockquote.elementor-blockquote:not(.alignright):not(.alignleft),.entry-summary blockquote.elementor-blockquote{margin-right:0;margin-left:0}.elementor-widget-blockquote blockquote{margin:0;padding:0;outline:0;font-size:100%;vertical-align:baseline;background:transparent;quotes:none;border:0;font-style:normal;color:#3f444b}.elementor-widget-blockquote blockquote .e-q-footer:after,.elementor-widget-blockquote blockquote .e-q-footer:before,.elementor-widget-blockquote blockquote:after,.elementor-widget-blockquote blockquote:before,.elementor-widget-blockquote blockquote cite:after,.elementor-widget-blockquote blockquote cite:before{content:none}.elementor-blockquote{transition:.3s}.elementor-blockquote__author,.elementor-blockquote__content{margin-bottom:0;font-style:normal}.elementor-blockquote__author{font-weight:700}.elementor-blockquote .e-q-footer{margin-top:12px;display:flex;justify-content:space-between}.elementor-blockquote__tweet-button{display:flex;transition:.3s;color:#1da1f2;align-self:flex-end;line-height:1;position:relative;width:-moz-max-content;width:max-content}.elementor-blockquote__tweet-button:hover{color:#0967a0}.elementor-blockquote__tweet-button span{font-weight:600}.elementor-blockquote__tweet-button i,.elementor-blockquote__tweet-button span{vertical-align:middle}.elementor-blockquote__tweet-button i+span,.elementor-blockquote__tweet-button svg+span{margin-left:.5em}.elementor-blockquote__tweet-button svg{fill:#1da1f2;height:1em;width:1em}.elementor-blockquote__tweet-label{white-space:pre-wrap}.elementor-blockquote--button-skin-bubble .elementor-blockquote__tweet-button,.elementor-blockquote--button-skin-classic .elementor-blockquote__tweet-button{padding:.7em 1.2em;border-radius:100em;background-color:#1da1f2;color:#fff;font-size:15px}.elementor-blockquote--button-skin-bubble .elementor-blockquote__tweet-button:hover,.elementor-blockquote--button-skin-classic .elementor-blockquote__tweet-button:hover{background-color:#0967a0;color:#fff}.elementor-blockquote--button-skin-bubble .elementor-blockquote__tweet-button:hover:before,.elementor-blockquote--button-skin-classic .elementor-blockquote__tweet-button:hover:before{border-right-color:#0967a0}.elementor-blockquote--button-skin-bubble .elementor-blockquote__tweet-button svg,.elementor-blockquote--button-skin-classic .elementor-blockquote__tweet-button svg{fill:#fff;height:1em;width:1em}.elementor-blockquote--button-skin-bubble.elementor-blockquote--button-view-icon .elementor-blockquote__tweet-button,.elementor-blockquote--button-skin-classic.elementor-blockquote--button-view-icon .elementor-blockquote__tweet-button{padding:0;width:2em;height:2em}.elementor-blockquote--button-skin-bubble.elementor-blockquote--button-view-icon .elementor-blockquote__tweet-button i,.elementor-blockquote--button-skin-classic.elementor-blockquote--button-view-icon .elementor-blockquote__tweet-button i{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%)}.elementor-blockquote--button-skin-bubble .elementor-blockquote__tweet-button:before{content:\"\";border:.5em solid transparent;border-right-color:#1da1f2;position:absolute;left:-.8em;top:50%;transform:translateY(-50%) scaleY(.65);transition:.3s}.elementor-blockquote--button-skin-bubble.elementor-blockquote--align-left .elementor-blockquote__tweet-button:before{right:auto;left:-.8em;border-right-color:#1da1f2;border-left-color:transparent}.elementor-blockquote--button-skin-bubble.elementor-blockquote--align-left .elementor-blockquote__tweet-button:hover:before{border-right-color:#0967a0}.elementor-blockquote--button-skin-bubble.elementor-blockquote--align-right .elementor-blockquote__tweet-button:before{left:auto;right:-.8em;border-right-color:transparent;border-left-color:#1da1f2}.elementor-blockquote--button-skin-bubble.elementor-blockquote--align-right .elementor-blockquote__tweet-button:hover:before{border-left-color:#0967a0}.elementor-blockquote--skin-boxed .elementor-blockquote{background-color:#f9fafa;padding:30px}.elementor-blockquote--skin-border .elementor-blockquote{border-color:#f9fafa;border-left:7px #f9fafa;border-style:solid;padding-left:20px}.elementor-blockquote--skin-quotation .elementor-blockquote:before{content:\"\u201c\";font-size:100px;color:#f9fafa;font-family:Times New Roman,Times,serif;font-weight:900;line-height:1;display:block;height:.6em}.elementor-blockquote--skin-quotation .elementor-blockquote__content{margin-top:15px}.elementor-blockquote--align-left .elementor-blockquote__content{text-align:left}.elementor-blockquote--align-left .elementor-blockquote .e-q-footer{flex-direction:row}.elementor-blockquote--align-right .elementor-blockquote__content{text-align:right}.elementor-blockquote--align-right .elementor-blockquote .e-q-footer{flex-direction:row-reverse}.elementor-blockquote--align-center .elementor-blockquote{text-align:center}.elementor-blockquote--align-center .elementor-blockquote .e-q-footer,.elementor-blockquote--align-center .elementor-blockquote__author{display:block}.elementor-blockquote--align-center .elementor-blockquote__tweet-button{margin-right:auto;margin-left:auto}<\/style>\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\tMamy satysfakcj\u0119 ze skutecznej pomocy naszym Klientom. Ka\u017cda jednostkowa sprawa jest dla nas wa\u017cna!\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-blockquote__author\">Przemys\u0142aw Rybka, Partner Kolegial<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-33ba253 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"33ba253\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-e-bg-lazyload=\"\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f842cc6 animated-slow elementor-invisible\" data-id=\"f842cc6\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-33ebd7e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"33ebd7e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0b33ee9\" data-id=\"0b33ee9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1914d35 elementor-widget elementor-widget-heading\" data-id=\"1914d35\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Strategiczne Konsorcjum\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0c5ffe6\" data-id=\"0c5ffe6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-272f785 elementor-widget elementor-widget-image\" data-id=\"272f785\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"331\" height=\"68\" src=\"https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/09\/Konsorcjum-e1631100743338.png\" class=\"attachment-large size-large wp-image-1425\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/09\/Konsorcjum-e1631100743338.png 331w, https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/09\/Konsorcjum-e1631100743338-300x62.png 300w\" sizes=\"(max-width: 331px) 100vw, 331px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-47f8902 elementor-widget elementor-widget-text-editor\" data-id=\"47f8902\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Konieczny, Polak <\/span><span style=\"font-weight: 400;\">Radcowie Prawni sp\u00f3\u0142ka partnerska<\/span><span style=\"font-weight: 400;\"> to kancelaria od ponad 10 lat zajmuj\u0105ca si\u0119 obs\u0142ug\u0105 os\u00f3b fizycznych oraz przedsi\u0119biorstw. Posiada bardzo du\u017ce do\u015bwiadczenie w prowadzeniu spor\u00f3w pomi\u0119dzy konsumentami a instytucjami finansowymi, w szczeg\u00f3lno\u015bci w ramach spraw kredyt\u00f3w frankowych.<\/span><\/p><p><span style=\"font-weight: 400;\">Cechuje j\u0105 indywidualne i kreatywne podej\u015bcie do ka\u017cdej powierzonej sprawy przy jednoczesnym poszanowaniu najwy\u017cszych standard\u00f3w etycznych. Zesp\u00f3\u0142 sk\u0142ada si\u0119 z kilkunastu os\u00f3b o du\u017cej wiedzy prawniczej i biznesowej, pozwalaj\u0105cej doradza\u0107 klientom w r\u00f3\u017cnych stanach faktycznych i prawnych.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6ee7857\" data-id=\"6ee7857\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c1aa92c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c1aa92c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1c83446\" data-id=\"1c83446\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-009e8db elementor-widget elementor-widget-sina_content_slider\" data-id=\"009e8db\" data-element_type=\"widget\" data-widget_type=\"sina_content_slider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"sina-content-slider owl-carousel\"\r\n\t\tdata-item-lg=\"1\"\r\n\t\tdata-item-md=\"1\"\r\n\t\tdata-item-sm=\"1\"\r\n\t\tdata-autoplay=\"yes\"\r\n\t\tdata-pause=\"yes\"\r\n\t\tdata-center=\"\"\r\n\t\tdata-slide-anim=\"none\"\r\n\t\tdata-slide-anim-out=\"none\"\r\n\t\tdata-nav=\"yes\"\r\n\t\tdata-dots=\"\"\r\n\t\tdata-mouse-drag=\"yes\"\r\n\t\tdata-touch-drag=\"yes\"\r\n\t\tdata-loop=\"yes\"\r\n\t\tdata-speed=\"500\"\r\n\t\tdata-delay=\"5000\">\r\n\r\n\t\t\t\t\t\t\t<div class=\"sina-cs-item elementor-repeater-item-0722d1e\">\r\n\t\t\t\t\t<style>.elementor-612 .elementor-element.elementor-element-402f22c0 > .elementor-container > .elementor-column > .elementor-widget-wrap{align-content:center;align-items:center;}.elementor-612 .elementor-element.elementor-element-402f22c0{padding:100px 0px 100px 0px;}.elementor-612 .elementor-element.elementor-element-125ac4a0{width:39.911%;}.elementor-612 .elementor-element.elementor-element-1b056863{width:53.901%;}.elementor-612 .elementor-element.elementor-element-1b056863 > .elementor-element-populated{margin:0px 0px 0px 0px;--e-column-margin-right:0px;--e-column-margin-left:0px;padding:0px 0px 0px 50px;}.elementor-612 .elementor-element.elementor-element-49dcff14 .elementor-heading-title{color:#000000;font-size:30px;font-weight:900;}.elementor-612 .elementor-element.elementor-element-a14c573 .elementor-heading-title{color:#bfbfbf;font-size:15px;font-weight:300;text-transform:uppercase;letter-spacing:2px;}.elementor-612 .elementor-element.elementor-element-a14c573 > .elementor-widget-container{margin:-10px 0px 0px 0px;}.elementor-612 .elementor-element.elementor-element-33e98326{column-gap:0px;color:#000000;font-size:12px;font-weight:300;line-height:2em;}.elementor-612 .elementor-element.elementor-element-33e98326 > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-612 .elementor-element.elementor-element-690df433{width:5.456%;}.elementor-612 .elementor-element.elementor-element-690df433 > .elementor-element-populated{padding:0px 0px 0px 50px;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"612\" class=\"elementor elementor-612\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-402f22c0 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"402f22c0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-125ac4a0\" data-id=\"125ac4a0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7df4100 elementor-widget elementor-widget-image\" data-id=\"7df4100\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"580\" height=\"420\" src=\"https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/08\/xTomasz-Konieczny-in.-580x420.jpg.pagespeed.ic_.PvX42lyyxI.jpg\" class=\"attachment-full size-full wp-image-628\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/08\/xTomasz-Konieczny-in.-580x420.jpg.pagespeed.ic_.PvX42lyyxI.jpg 580w, https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/08\/xTomasz-Konieczny-in.-580x420.jpg.pagespeed.ic_.PvX42lyyxI-300x217.jpg 300w\" sizes=\"(max-width: 580px) 100vw, 580px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1b056863\" data-id=\"1b056863\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49dcff14 elementor-widget elementor-widget-heading\" data-id=\"49dcff14\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tomasz Konieczny<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a14c573 elementor-widget elementor-widget-heading\" data-id=\"a14c573\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">radca prawny, konieczny polak i partnerzy<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33e98326 elementor-widget elementor-widget-text-editor\" data-id=\"33e98326\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Radca prawny od ponad 10 lat reprezentuj\u0105cy kredytobiorc\u00f3w w sporach z bankami; wsp\u00f3lnik kancelarii Konieczny, Polak Radcowie Prawni sp.p. w Poznaniu.<\/p><p>W latach 2009\u20132011 reprezentowa\u0142 klient\u00f3w przed S\u0105dem Ochrony Konkurencji i Konsument\u00f3w (SOKiK) doprowadzaj\u0105c do prawomocnego uznania za niedozwolone oraz wpisu do rejestru Prezesa UOKiK dw\u00f3ch klauzul zmiennego oprocentowania (sprawy XVII AmC 959\/09 oraz XVII Amc 285\/11); skutecznie reprezentowa\u0142 kredytobiorc\u00f3w tak\u017ce w post\u0119powaniach przed S\u0105dem Najwy\u017cszym (m.in. w sprawach I CSK 310\/11 i II Cz 59\/17); w dorobku ma ju\u017c kilkadziesi\u0105t prawomocnie zako\u0144czonych proces\u00f3w o zwrot nadp\u0142aconych odsetek (oprocentowania kredyt\u00f3w starego portfela), op\u0142at z tytu\u0142u ubezpieczenia niskiego wk\u0142adu w\u0142asnego (UNWW), a tak\u017ce rozstrzygni\u0119cia oparte na zarzucie niewa\u017cno\u015bci lub cz\u0119\u015bciowej bezskuteczno\u015bci kredyt\u00f3w indeksowanych lub denominowanych kursem CHF<\/p><p>Autor wielu publikacji w \u201eRzeczpospolitej\u201d, serwisie Prawo.pl, \u201eGazecie Podatkowej\u201d; prowadzi\u0142 konferencje i poradnictwo prawne dla kredytobiorc\u00f3w w ramach projektu finansowego przez Urz\u0105d Ochrony Konkurencji i Konsument\u00f3w we wsp\u00f3\u0142pracy ze Stowarzyszeniem Stop Bankowemu Bezprawiu; cz\u0142onek Forum Prawnik\u00f3w Finansowych (FPF).<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-690df433\" data-id=\"690df433\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<div class=\"sina-cs-item elementor-repeater-item-e6b35be\">\r\n\t\t\t\t\t<style>.elementor-620 .elementor-element.elementor-element-7821a4ef > .elementor-container > .elementor-column > .elementor-widget-wrap{align-content:center;align-items:center;}.elementor-620 .elementor-element.elementor-element-7821a4ef{padding:100px 0px 100px 0px;}.elementor-620 .elementor-element.elementor-element-393ee266{width:40.031%;}.elementor-620 .elementor-element.elementor-element-68dab9d7{width:53.781%;}.elementor-620 .elementor-element.elementor-element-68dab9d7 > .elementor-element-populated{margin:0px 0px 0px 0px;--e-column-margin-right:0px;--e-column-margin-left:0px;padding:0px 0px 0px 50px;}.elementor-620 .elementor-element.elementor-element-13e3da50 .elementor-heading-title{color:#000000;font-size:30px;font-weight:900;}.elementor-620 .elementor-element.elementor-element-68c230b2 .elementor-heading-title{color:#bfbfbf;font-size:15px;font-weight:300;text-transform:uppercase;letter-spacing:2px;}.elementor-620 .elementor-element.elementor-element-68c230b2 > .elementor-widget-container{margin:-10px 0px 0px 0px;}.elementor-620 .elementor-element.elementor-element-5c21db30{column-gap:0px;color:#000000;font-size:12px;font-weight:300;line-height:2em;}.elementor-620 .elementor-element.elementor-element-5c21db30 > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-620 .elementor-element.elementor-element-2ddf2265{width:5.456%;}.elementor-620 .elementor-element.elementor-element-2ddf2265 > .elementor-element-populated{padding:0px 0px 0px 50px;}<\/style>\t\t<div data-elementor-type=\"section\" data-elementor-id=\"620\" class=\"elementor elementor-620\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7821a4ef elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7821a4ef\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-393ee266\" data-id=\"393ee266\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a056f30 elementor-widget elementor-widget-image\" data-id=\"4a056f30\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"580\" height=\"420\" src=\"https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/08\/xMichal-Polak-in.-580x420.jpg.pagespeed.ic_.07OFCXJWCq.jpg\" class=\"attachment-full size-full wp-image-621\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/08\/xMichal-Polak-in.-580x420.jpg.pagespeed.ic_.07OFCXJWCq.jpg 580w, https:\/\/sprawyfrankowe.kolegial.pl\/wp-content\/uploads\/2021\/08\/xMichal-Polak-in.-580x420.jpg.pagespeed.ic_.07OFCXJWCq-300x217.jpg 300w\" sizes=\"(max-width: 580px) 100vw, 580px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-68dab9d7\" data-id=\"68dab9d7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13e3da50 elementor-widget elementor-widget-heading\" data-id=\"13e3da50\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Micha\u0142 Polak<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68c230b2 elementor-widget elementor-widget-heading\" data-id=\"68c230b2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Radca prawny, konieczny polak i partnerzy\n\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c21db30 elementor-widget elementor-widget-text-editor\" data-id=\"5c21db30\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Wsp\u00f3\u0142za\u0142o\u017cyciel Kancelarii Konieczny i Partner Radcowie Prawni sp\u00f3\u0142ka partnerska.<\/p><p>Na co dzie\u0144 zajmuje si\u0119 sporami z bankami oraz prawem gospodarczym. Od ponad 10 lat reprezentuje kredytobiorc\u00f3w w sporach z bankami w tym przed S\u0105dem Najwy\u017cszym. Posiada bardzo du\u017ce do\u015bwiadczenie w post\u0119powaniach s\u0105dowych i kompleksowo doradza sp\u00f3\u0142kom prawa handlowego, stowarzyszeniom i fundacjom. Znajomo\u015b\u0107 prawa korporacyjnego ugruntowa\u0142o pe\u0142nienie przez niego funkcji w organach sp\u00f3\u0142ek, w tym pe\u0142ni\u0105cych funkcj\u0119 nadzorcz\u0105. \u00a0<\/p><p>Na pocz\u0105tku kariery zawodowej obowi\u0105zki radcy prawnego godzi\u0142 z orzekaniem w Samorz\u0105dowym Kolegium Odwo\u0142awczym w Poznaniu. Autor wielu artyku\u0142\u00f3w o tematyce prawnej, ekspert w dziedzinie post\u0119powania cywilnego i prawa konsumenckiego.<\/p><p>Bardzo dobre umi\u0119j\u0119tno\u015bci interpersonalne zaowocowa\u0142y przeprowadzeniem przez niego licznych szkole\u0144 i wyk\u0142ad\u00f3w.<\/p><p>Absolwent prawa Wydzia\u0142u Prawa i Administracji Uniwersytetu im. Adama Mickiewicza w Poznaniu.. Cz\u0142onek Wielkopolskiej Izby Radc\u00f3w Prawnych w Poznaniu. P\u0142ynnie porozumiewa si\u0119 i pracuje w j\u0119zyku angielskim<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-2ddf2265\" data-id=\"2ddf2265\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\r\n\t\t<\/div><!-- .sina-content-slider -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Nasze Know-How od 2001 Nasza kancelaria powsta\u0142a z my\u015bl\u0105 o \u015bwiadczeniu klientom profesjonalnej pomocy prawnej. Z problemem kredyt\u00f3w frankowych zmaga si\u0119 bardzo wielu kredytobiorc\u00f3w. Obecnie dost\u0119pne jest rozwi\u0105zanie. Zdobyli\u015bmy unikatowe know-how, dzi\u0119ki kt\u00f3remu wiemy, jak skutecznie i niezawodnie pomaga\u0107 naszym klientom. O Kancelarii KOLEGIAL \u0141\u0105czy nas do\u015bwiadczenie zawodowe zdobyte w du\u017cych kancelariach oraz dzia\u0142ach prawnych &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/sprawyfrankowe.kolegial.pl\/nasze-know-how\/\"> <span class=\"screen-reader-text\">Nasze Know-How<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"_links":{"self":[{"href":"https:\/\/sprawyfrankowe.kolegial.pl\/wp-json\/wp\/v2\/pages\/82"}],"collection":[{"href":"https:\/\/sprawyfrankowe.kolegial.pl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sprawyfrankowe.kolegial.pl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sprawyfrankowe.kolegial.pl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sprawyfrankowe.kolegial.pl\/wp-json\/wp\/v2\/comments?post=82"}],"version-history":[{"count":0,"href":"https:\/\/sprawyfrankowe.kolegial.pl\/wp-json\/wp\/v2\/pages\/82\/revisions"}],"wp:attachment":[{"href":"https:\/\/sprawyfrankowe.kolegial.pl\/wp-json\/wp\/v2\/media?parent=82"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}